Namuhla sifuna ukukhuluma ngenye yezingozi eziningi ezikhona kulesi sikhathi sedijithali: indlela yokubona ukuthi ucingo luwukukhwabanisa noma luwugaxekile. Nsuku zonke sithola izingcingo ezivela kubangani, abantu esibajwayele, amalungu omndeni, izinkampani zesevisi, abathengisi, njalo njalo. Ezimweni eziningi, kulula ukubona ukuthi olunye lwalezi zingcingo luvela kumuntu omethembayo. Ngezinye izikhathi, kudinga ukuqonda okwengeziwe ukwazi ukuthi ucingo luwukukhwabanisa noma cha. Yini ongayenza ukuze ugweme ukuba yisisulu salobu bugebengu be-inthanethi?
Ake sixoxe ngezincomo eziyisisekelo ezinhle ukuzazi zokuhlonza izingcingo zomgunyathi . Lezi yizinyathelo ezilula nezilula ukuzisebenzisa ezingakusindisa ekuweleni ezingozini zokukhwabanisa noma kwezinye izimo eziyingozi. Ngaphezu kwalokho, kunezinhlelo zokusebenza zeselula ongazilanda kudivayisi yakho ukuze uzivikele ezingcingweni zogaxekile . Ake siqale.
Luyini ucingo lomgunyathi nokuthi ungalubona kanjani?
Ake siqale ngokuchaza ukuthi luyini ucingo oluyinkohliso noma ucingo oluyi-spam. Luhlobo lokukhwabanisa ngocingo lapho umkhohlisi ezenza umuntu noma inhlangano ethembekile ukuze athole ulwazi lomuntu siqu, lwezezimali, noma olunye oluvela kumamukeli . Ucingo lungavela enombolweni engaziwa, noma lungase lubonakale luyinombolo esemthethweni yebhizinisi noma inkampani yendawo.
Umgomo walezi zingcingo ukukhohlisa umamukeli ukuthi embule idatha ebucayi, njengamaphasiwedi, izinombolo zekhadi lesikweletu, imininingwane ye-akhawunti yasebhange, noma ulwazi lwentela . Umkhohlisi angabe esesebenzisa lolu lwazi ukweba ubunikazi, ukukhwabanisa ebhange, noma ukuphanga. Ngokwemvelo, lokhu kunemiphumela emibi kakhulu kulabo abangase balahlekelwe yimali, balimaze idumela labo, noma babhekane nezinkinga zomthetho.
Kwezinye izimo, inhloso yocingo olukhohlisayo ukuqinisekisa ukuthi inombolo ethile yocingo iyasebenza . Sithola ucingo, futhi uma siphendula, siphawula ukuthi luvala ngokushesha ngaphandle kokulinda nokuthi sikhulume. Ngisho noma singakashongo lutho, inombolo yethu ifakwa ohlwini lwama-scammers aphindaphindayo. Ngeke kuthathe isikhathi eside ngaphambi kokuba siqale ukuthola izingcingo ezikhohlisayo futhi ekugcineni sibe yizisulu zenye yazo.
Izinyathelo zokukhomba izingcingo eziwumgunyathi
Kuningi ongakwenza ukuze uthole izingcingo ezikhohlisayo futhi ugweme ukuwela kulesi sikhwabaniso sanamuhla. Into ebaluleke kakhulu okufanele uzivikele ukuqaphela ingozi futhi usole noma iyiphi inombolo engaziwa ekufonelayo . Abanye abantu banqume ukungaphenduli izingcingo ezivela ezinombolweni ezingekho ohlwini lwabo lokuxhumana, okuyisinyathelo esiqinile, kodwa esinciphisa ingozi.
Kodwa-ke, akufanele sivumele ukuqapha kwethu ngisho noma sithola izingcingo ezivela ezinombolweni ezibonakala zisemthethweni . Kulezi zimo, kuyalulekwa ukuqaphela izimpawu eziyisixwayiso ezifana nalezi ezilandelayo:
- Umxhumanisi uzibonakalisa njengommeleli wenhlangano esemthethweni, njengebhange, i-Social Security, i-Tax Agency noma amaphoyisa, futhi ucela idatha yomuntu siqu noma amaphasiwedi angavamile ukucelwa ngocingo.
- Basinika imiklomelo, izinzuzo noma izaphulelo ukuze unikeze ulwazi noma wenze inkokhelo kusengaphambili.
- Bayasicindezela noma baze basabise kanjalo yenza isinqumo esisheshayo noma uthathe isinyathelo ngokushesha, njengokuqinisekisa inkokhiso, ukudlulisa imali, noma ukulanda ifayela.
- Isikhulumi sine-a isisho sangaphandle, iphimbo elingelona uchwepheshe, noma wenza amaphutha uhlelo lolimi noma ukuphimisela.
Yini ongayenza kulezi zimo? Abantu abaningi bakuthole kuwusizo ukucela umuntu oshaya ucingo ukuthi aphinde ashaye ucingo ngemizuzu embalwa , bethi bamatasa okwamanje. Uma umuntu oshaya ucingo engumuntu abathi unguye, ngeke akhathazeke ngokuphinde ashaye ucingo kamuva; noma kunjalo, umkhohlisi uzohlala ezama ukukugcina uxhumekile kungakhathaliseki ukuthi kwenzekani.
Lokhu kuzosinika nesikhathi sokusesha inombolo yocingo esolisayo ku-inthanethi futhi siqinisekise ukuthembeka kwayo . Singavakashela iwebhusayithi esemthethweni yenkampani noma inhlangano okukhulunywa ngayo bese sithola imininingwane yabo yokuxhumana esemthethweni. Singabashayela ngisho nathi bese sibuza ukuthi basanda kushaya ucingo ukuze bacele ulwazi oluthile. Khumbula ukuthi noma yiziphi izinyathelo zokuphepha ozithathayo ukuze uvikele idatha yakho yomuntu siqu ziyafaneleka.
Izinhlelo zokusebenza ezingcono kakhulu zokukhomba amakholi ogaxekile
Ubuwazi ukuthi kunezinhlelo zokusebenza zeselula ezenzelwe ukuhlonza izingcingo zomgunyathi nokuxwayisa abasebenzisi ? Lezi zinhlelo zokusebenza zivame ukusebenza ngokusebenzisa isizindalwazi esivuselelwa njalo sezinombolo ezisolisayo, ngenxa yeminikelo yabasebenzisi. Ezinye zisebenzisa ama-algorithms obuhlakani bokwenziwa ukuthola amaphethini okuziphatha okungajwayelekile noma okukhohlisayo ezingcingweni ezingenayo.
Uma enye yalezi zinhlelo zokusebenza ikhomba ucingo olungase lube yingozi, ingaluvimba ngokuzenzakalelayo, iluthumele ku-voicemail, noma ibonise isexwayiso esikrinini sefoni yakho . Ngale ndlela, unganquma ukuthi uyaphendula noma cha, bese ubika inombolo uma ngempela kuyinkohliso. Ake sibheke ezintathu zezinhlelo zokusebenza zeselula ezinhle kakhulu zokuhlonza izingcingo ezinonya ongazifaka efonini yakho.
I-Truecaller
I-Truecaller ingenye yezinhlelo zokusebenza ezidumile neziphelele zokuthola nokuvimba izingcingo ezingafuneki. Okwamanje inesizindalwazi sabasebenzisi abangaphezu kwezigidi ezingu-350 ababika futhi balinganise izingcingo abazitholayo . Ngenxa yalokhu, uhlelo lokusebenza lungabonisa igama, imvelaphi, kanye nezinga lokuthembana kwekholi ngayinye engenayo. Ngaphezu kwalokho, i-Truecaller ikuvumela ukuthi uqophe izingcingo, udale uhlu olumnyama olwenziwe ngokwezifiso, futhi uhlunge imiyalezo yombhalo.
Sawubona, uhlelo lokusebenza lokwazi uma ikholi iwumgunyathi
Olunye uhlelo lokusebenza olusebenza kahle kakhulu lokuhlonza izingcingo zomgunyathi yi- Hiya , futhi olunegama lomphakathi omkhulu wabasebenzisi owabelana ngolwazi mayelana nezingcingo ezingenayo. Lolu hlelo lokusebenza lunikeza isevisi yamahhala ekhombisa igama lomuntu oshaya ucingo nendawo, kanye nesibonakaliso sengozi esixwayisa abasebenzisi ngama-scams angaba khona.
Inguqulo ye-premium ye-Hiya ifaka izici ezengeziwe njengokuvikelwa kwe-phishing, ukuvimba okuzenzakalelayo, kanye nokufinyelela kudathabheyisi enkulu . Uhlelo lokusebenza lunezilinganiso ezinhle kakhulu kokubili ku-App Store naku-Google Play. Kuyindlela enhle uma ufuna ukugwema isipiliyoni esingathandeki sokuphendula izingcingo ezisolisayo, zokukhwabanisa, noma zokuphanga.
I-Whoscall
Uhlelo lwethu lwesithathu olunconyiwe lokuhlonza izingcingo zomgunyathi yi -Whoscall , uhlelo lokusebenza olusebenzisa ubuhlakani bokwenziwa ukuhlaziya nokuhlukanisa izingcingo ezingenayo . Le nkundla inezinombolo ezingaphezu kwezigidigidi ezibhalisiwe kusizindalwazi sayo, esivuselelwa njalo ngolwazi olunikezwa abasebenzisi.
I-Whoscall ikuvumela ukuthi ukhombe igama nohlobo locingo ngalunye, kanye nokuvimba izingcingo ezingafuneki ngokuthepha kanye. Ngaphezu kwalokho, uhlelo lokusebenza lunikeza isevisi yobunikazi bomshayeli ongaxhunyiwe ku-inthanethi esebenza ngaphandle kokuxhumeka kwe-inthanethi.