Ukukhokha ngefoni yakho ephathekayo sekuyindlela elula kakhulu futhi eshesha kakhulu yokuthenga ezitolo ezingokoqobo. Ngenxa yobuchwepheshe be-NFC (Near Field Communication ) kanye nezinhlelo zokusebenza ezifana ne-Google Wallet noma i-Samsung Pay, manje kungenzeka ukushiya isikhwama sakho semali ekhaya bese ukhokha ngokubamba ifoni yakho eduze kwesifundi sekhadi. Kulesi sihloko, sizochaza konke okudingeka ukwazi ukuze uqale ukukhokha ngefoni yakho ye-Android kanye namathuluzi ahlukene ongawasebenzisa ukwenza kanjalo.
Ngaphezu kwalokho, kulabo abasanokungabaza ngokuphepha kwale ndlela yokukhokha, sizochaza izindlela ezithuthuke kakhulu ezivikela idatha yakho lapho wenza ukuthengiselana ngeselula . Ngakho-ke, uma uzibuza ukuthi konke kusebenza kanjani nokuthi kuphephile yini, qhubeka ufunda ngoba sizokuchaza isinyathelo ngesinyathelo.
Yini okufanele ngikhokhe ngeselula ye-Android?
Ukuze ukhokhe ngefoni yakho ye-Android kunoma yisiphi isitolo, kunesidingo esisodwa esibalulekile: i-smartphone yakho kumele ibe ne-chip ye-NFC ehlanganisiwe. Le chip inesibopho sokusungula ukuxhumana phakathi kwefoni kanye ne- terminal ye-point-of-sale (POS) lapho inkokhelo icutshungulwa khona. Uma uqinisekile ukuthi unefoni yesimanje ephakathi nendawo noma ephezulu, cishe isivele inayo i-NFC.
Uma ungaqiniseki, ungabheka inkinobho ye-NFC kuphaneli yesaziso sedivayisi yakho noma uye kuzilungiselelo bese usebenzisa umsebenzi wokusesha ukuthola le nketho. Uma ibonakala futhi ungayivula, usukulungele ukukhokha ngefoni yakho. Uma idivayisi yakho ingenayo le chip, ngeshwa, ngeke ukwazi ukusebenzisa izinkokhelo ezingenakuthinta, kodwa ungakhathazeki, kunezinye izindlela zokukhokha zeselula esizoxoxa ngazo kamuva.
Izicelo zokukhokha zamaselula
Uma usuqinisekisile ukuthi ifoni yakho ine-NFC, isinyathelo esilandelayo ukusetha uhlelo lokusebenza lokukhokha olukuvumela ukuthi usebenzise idivayisi yakho njengekhadi lasebhange. Ku-Android, kunezinketho eziningana ezitholakalayo, i- Google Wallet kanye ne-Samsung Pay kuyizona ezithandwa kakhulu . Zombili zikuvumela ukuthi ubhalise amakhadi akho edebithi noma esikweletu futhi ukhokhe ngokushesha nangokuphephile.
I-Google Wallet
I-Google Wallet uhlelo lokusebenza oluvame kakhulu kumadivayisi e-Android futhi luyatholakala ukuthi lulandwe ku-Play Store. Lolu hlelo lokusebenza lukuvumela ukuthi ungangezi ikhadi lakho lesikweletu noma lasebhange kuphela , kodwa futhi nezinye ezifana namakhadi okuthutha noma okuthembeka, okuwusizo kakhulu ekugcineni konke endaweni eyodwa. Inqubo yokwengeza ikhadi ilula kakhulu:
- Vula uhlelo lokusebenza lwe-Google Wallet bese ukhetha "Engeza ikhadi."
- Faka imininingwane yekhadi lakho mathupha noma uyiskene ngekhamera yakho yeselula.
- Qinisekisa ikhadi, ngokuvamile enekhodi ozoyithola nge-SMS evela ebhange lakho.
Uma sekusethiwe, ungakhokha kunoma isiphi isitolo esamukela izinkokhelo ngaphandle kokuthinta usebenzisa i-Google Wallet. Kufanele nje uvule ifoni yakho, ukhethe ikhadi kuhlelo lokusebenza bese ulisondeza kumfundi wekhadi.
Samsung Pay
Uma unefoni ye-Samsung, enye yezinketho ezinhle kakhulu ongazisebenzisa yi-Samsung Pay. Lolu hlelo lokusebenza lusebenza ngendlela efanayo ne-Google Wallet , kodwa luza nezici ezengeziwe, njengohlelo lwemivuzo yokusebenzisa uhlelo lokusebenza. Ukulisetha:
- Vula i-Samsung Pay bese ubhalisa nayo i-akhawunti yakho ye-samsung.
- Engeza ikhadi lakho lesikweletu noma lasebhange mathupha noma ngokuskena.
- Qinisekisa ikhadi futhi uzobe usulungele ukukhokha.
Njengoba kunjalo nge-Google Wallet, kufanele umane ulethe ifoni yakho ephathekayo eduze kwetheminali ye-POS ukuze ukhokhe, kodwa i-Samsung Pay ikuvumela futhi ukuthi ukhokhe ngamanye amawashi ahlakaniphile alo mkhiqizo, okuyinto elula kakhulu.
Vikela izinkokhelo zeselula: izinganekwane namaqiniso
Esinye sezici ezikhathaza abantu abaningi uma kuziwa ekukhokheni ngomakhalekhukhwini wabo ukuphepha. Ingabe kuphephile ukukhokha ngeselula yakho? Impendulo emfushane inguyebo, futhi kwezinye izimo ingase ivikeleke kakhulu kunamakhadi avamile angaxhunywanga.
Uma ukhokha ngefoni yakho ephathekayo, kufanele uvule isikrini sedivayisi njalo, kungaba nge -PIN, iminwe, noma ukuqashelwa kobuso . Lokhu kunezela ungqimba olwengeziwe lokuphepha, njengoba isela lingeke likwazi ukusebenzisa ifoni ngaphandle kokwazi i-PIN yakho noma ukufinyelela iminwe yakho.
Ngaphezu kwalokho, i-Google Wallet kanye ne-Samsung Pay zisebenzisa ubuchwepheshe bokukhomba , okusho ukuthi ulwazi lwekhadi lakho langempela alukaze lwabelwane nomthengisi. Esikhundleni salokho, kukhiqizwa inombolo ehlukile (ithokheni) yokuthengiselana ngakunye, ngakho idatha ebucayi ihlala ifihliwe futhi ivikelwe.
Yini okufanele uyenze uma kwenzeka ukulahlekelwa noma ukweba?
Uma ulahlekelwa ifoni yakho noma yebiwa, kubalulekile ukuthatha isinyathelo ngokushesha. Into yokuqala okufanele uyenze ukuxhumana nebhange lakho ukuze uvimbele amakhadi axhunywe kuzinhlelo zokusebenza zokukhokha. Ezimweni eziningi, ungakhubaza nezici zokukhokha zeselula ngamapulatifomu e-Google noma e-Samsung kunoma iyiphi enye idivayisi.
Futhi khumbula, uhlala unezivikelo zomthetho ezifanayo nezekhadi elingokoqobo. Amabhange abeka umkhawulo wesibopho esingu-€50 uma kwenzeka ukusetshenziswa kokukhwabanisa ngaphambi kokuba kubikwe ukulahlekelwa noma ukwebiwa, ngakho uzovikeleka ekusetshenzisweni kabi.
Ezinye izinkokhelo ze-NFC
Uma ifoni yakho ingenayo i-NFC noma ukhetha enye indlela, kunezinketho ezifana ne -Bizum . Lezi zinhlelo zokusebenza zikuvumela ukuthi wenze izinkokhelo ezisheshayo phakathi kwabantu noma ngisho nakwezinye izitolo, konke ngaphandle kwesidingo sokubamba ifoni yakho eduze kwetheminali yokukhokha.
I-Bizum isebenza ngohlelo lokusebenza lwebhange lakho futhi ikuvumela ukuthi uthumele imali ngqo enombolweni yocingo. Ilungele izimo lapho izinkokhelo zekhadi zingamukelwa, kodwa le ndlela iyamukeleka.